To create a budget, first you have to project your monthly income. Rather than one all-encompassing budget, each category in Mint is a budget in itself. Mint treats each spending category as its own budget.īudgeting in Mint is a bit different from the envelope method used by YNAB and Every Dollar. Armed with this data, you can start creating a budget. Mint automatically assigns each transaction to a category-accurately for the most part, but you can manually correct any errors. When you connect your various accounts, Mint pulls several months of data so you get an immediate brief on your income trends and spending habits.
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